Van Finance

Get a quote Find me a van

Rates from 9.9% APR.
Representative APR of 21.9% APR

APR Example

Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £178.52, with a total cost of credit of £3711.20 and a total amount payable of £10,711.20. Rates may differ as they are dependent on individual circumstances'. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Quick Car Finance are a broker not a lender.

Finding you the best rates on van finance

5 Stars Excellent

How it works

Compare quotes

Finding a finance deal for a van couldn't be easier

  1. We look to provide you with the best rates and find a van leasing deal that suits your individual needs.
  2. You can use our quick and easy application process to apply. Let us know how much you'd like to borrow and the length of the term.
  3. We will give you a list of competative finance quotes from our trusted dealerships and help you shop around to find a deal you're happy with.

Am I eligible for van finance?

We can look to find finance for people with a range of circumstances and you’ll have a dedicated account manager on hand to help you through the process.

Useful terms

Van personal contract hire (PCP)
You make an initial deposit and then fixed monthly payments for the term of the finance agreement. You are then given the option to pay a balloon payment at the end of the agreement, if you'd like to own the van, if not you can just hand it back and finance a new deal.
Van leasing
Leasing involves a deposit being paid upfront and then monthly payments each month for the van. Remember, you don't own the van, you simply just give it back, you may be presented with the option at the end of the agreement to make a baloon payment and buy the vehicle outright.
Van hire purchase
This involves making a deposit and then paying a monthly rate for the van, which at the end of the agreement you will own outright.
Van personal loan
This is an unsecured loan, which is simply transferred to the dealer directly in order to purchase your new van. Your loan is not secured against the vehicle, but failing to keep up with the repayments could lead to additional fees and negatively impacting your credit rating.

Take it directly from the people who know!

Quick car finance have been absolutely brilliant.. I've dealt with a few finance companies in the last month.. A lot have dragged there feet and not naged to get me what I want.. Quick car finance have done exactly what they said they would do... Got me quick car finance.. Thankyou

5 Stars Excellent Over 2500, genuine, 5 star reviews

Van Finance FAQs

Can I get a car on finance if I'm self-employed?

Yes, it is possible to finance a car through your business. This is commonly done through a business car loan or a business car lease. It's important to note that the availability of business car finance options and the specific terms may vary depending on your business structure (e.g., sole proprietorship, partnership, limited company) and the lender's policies. When financing a car through your business, you'll typically need to provide financial documentation for the business, such as profit and loss statements, bank statements, and potentially business tax returns. Additionally, the car may need to be registered in the name of the business.

Can you put car finance through your business?

Yes, being self-employed can potentially impact your credit score, but it's important to understand how: Income Reporting: When you're self-employed, your income may be less predictable or consistent compared to traditional employment. Lenders may consider this when assessing your creditworthiness. Verification of Income: Lenders may require additional documentation to verify your income, such as tax returns, business financial statements, or bank statements. In some cases, this process may be more detailed than for salaried employees. Impact on Creditworthiness: The effect on your credit score will depend on how well you manage your finances and meet your financial obligations. Timely payments on loans, credit cards, and other debts will have a positive impact on your credit score, regardless of employment status.

Can you get finance without payslips?

Yes, it is possible to get finance without payslips, especially if you're self-employed or have alternative sources of income. However, not having payslips may make the application process more complex, as lenders typically use payslips to verify income for traditional employees. If you don't have payslips, you may need to provide alternative documentation to demonstrate your income and financial stability. This could include: Bank Statements: Providing several months' worth of bank statements can show a steady income flow. Tax Returns: For self-employed individuals, tax returns can be a crucial document to verify income. Business Financial Statements: If you own a business, providing financial statements can help prove your income. Other Sources of Income: If you have income from sources other than traditional employment, such as rental income, investments, or freelance work, you should disclose and document these. Proof of Benefits or Pension: If applicable, documentation of government benefits or pension income can be used to support your application. Letter from an Accountant or Financial Advisor: A professional letter attesting to your income and financial stability may also be accepted. It's important to note that not all lenders may accept alternative income documentation, and they may have specific requirements. If you're applying for finance without payslips, it's advisable to discuss your situation with the lender or seek advice from a financial advisor who can help guide you through the application process.