Motorbike Finance

  • No deposit options
  • No arrangement fees
  • No obligation quote
  • Good, Bad and Poor Credit considered
Motorbike Finance

Motorbike and Motorcycle Finance –
Get The Most Competitive

Caravan Finance

How Can I Get a Quote for Motorbike Finance?

Get On The Road As Soon As Today...

Use our motorbike finance calculator provided and get an instant quote on your dream motorcycle.

We require just some basic information including the amount you wish to borrow, how long for and your credit status.

Our instant checker will provide a list of competitive quotes from all the motorbike lenders across the UK – and you can choose the best offer to get your motor running.

It is completely free to get a motorbike finance quote and applying will not impact your credit score.

What Can I Use Motorbike Finance for?

You can apply with Quick Car Finance for:

  • Motorbike finance
  • Motorcycle finance
  • Harley Davidson finance
  • Motocross
  • Scooter finance
  • Classic bikes
  • Mopeds
  • Quad bikes
  • Sports bikes

What Brands Do You Work with

Our customers use motorbike loans for purchasing BMWs, Ducati, Honda, Suzuki, Harley Davidson and any other bike upon request.

We have personally checked a number of dealerships across the country and can recommend the best one for you. If you prefer, you can also use your own chosen dealership and we will always run a series of checks to ensure that you are getting the best quality vehicle and the lowest price.

What Options Are Available for Motorbike Finance?

Motorbike Finance

Motorbike PCP (Personal Contract Purchase)

Similar to Hire Purchase, PCP requires you to pay an initial deposit and then make monthly repayments over a fixed period of time. The higher your initial deposit payment, the lower your monthly repayments. Monthly payments are typically lower than a personal loan or through hire purchase because you pay off the value of the car’s depreciation rather than the full value of the car.

Once the repayment period is finished, you have the option to keep the car. This is known as a “balloon payment” and covers the rest of the cost of the vehicle. Once that balloon payment is made, the vehicle ownership transfers from the finance company you use to you. You also have the option to return the vehicle. At this point, you could start a new PCP financing agreement and purchase a new car.

Whilst a deposit usually starts from 10% of the overall bike value, this may not suit every customer and we are always happy to discuss the different finance options available, including mopeds and motocross with no deposit.

HP (Hire Purchase)

This works differently to a PCP in that you hire the bike from the finance company and you make fixed monthly payments until the full amount borrowed is paid off. At the end of the repayment period, you can choose to keep the bike (once you’ve paid an administrative fee which can range from £1-£299+). Hire Purchase is a great choice if you want to eventually own your own bike.

Motorbike Finance
Motorbike Finance

Unsecured Loan/Personal Loan

This works by borrowing a fixed sum of money that you pay off over a fixed period of time. It is known as an unsecured loan because it is not secured against anything. Once you finance your bike through a personal loan option, you immediately take ownership of the vehicle because the loan money has transferred to your bike dealer and paid for the bike. That gives you a little more flexibility as you can sell the bike whenever you want without settling anything with your finance company. However, you will still need to make monthly payments to pay off any loan remaining, or you can pay the entire amount off with one lump sum payment

Can I Get Motorbike Finance Without a Deposit?

Yes, our finance partners may be able to offer motorbike finance with no deposit. To be eligible, you may need to trade in an existing vehicle (such as a car or bike) or this will also be reflected in the fixed monthly payments that you pay.

Whilst a deposit usually starts from 10% of the overall bike value, this may not suit every customer and we are always happy to discuss the different finance options available.

Do You Offer Part-Exchange?

Yes, our bike finance providers and dealerships are willing to accept a part-exchange for your existing vehicle.

You may be able to part-exchange on a car, van, bike or motorhome and this includes used vehicles that will typically need to be in good condition and not too old.

Will Applying Affect My Credit Score?

No, we run a soft credit check on every applicant and this means that we can gain an insight into their credit history, but it will disappear from their credit file soon afterwards.

Applying for bike finance with Quick Car Finance will not impact your credit score or affect your chances of being approved for other financial products.

Why Should I Get Motorcycle Finance with Quick Car Finance?

Quick Car Finance was founded in 2017 and we set up to help car and bike enthusiasts to get the best terms and rates when purchasing a new vehicle.

There is no better feeling than getting your hands on a new bike and the wind blowing through your hair – and we share that passion.

We wanted to make sure that every customer has access to the best pricing possible – and is not charged inflated rates by their finance provider or dealership, something that has affected millions across the UK.

Our application process is designed to put customers into groups based on their budget and credit status and offer the lowest rates possible.

We also perform a check on every vehicle purchased and the dealership, to ensure there are no faults and you are truly getting the best rates.

How Can I Apply for Motorbike Finance?

Our application is 100% online and requires a few basic details to give you an instant quote from a range of bike finance providers in the UK.

Simply check your eligibility and once fully approved, we will transfer funds to the bike dealership within 24 to 48 hours.