LOW INTEREST RATES CAR FINANCE AVAILABLE

Annual percentage rate (APR) is the official rate used to calculate the cost of borrowing and help you to understand this cost. This includes any fees or additional costs incurred during the transaction, but it excludes compounding. Consumers can compare APRs between lenders, credit cards, and investment products by looking at the bottom line.

Before you sign a credit agreement, all lenders must disclose their APR, which is why you will see an APR illustration when you use our car finance calculator.

As an example, the representative APR is a rate that at least 51% of persons who are approved for a credit arrangement will receive. That over half of those authorised for the deal may not be qualified for the quoted rate and will have to pay more.

If low interest rates are at the top of your list when purchasing a car, then you may want to consider a credit card. The ability to avoid paying interest is perhaps the most significant advantage of utilising a credit card versus another kind of car financing. Choosing a card that offers 0% interest on purchases for a certain time and paying it off within that time means you'll only pay the cost of the vehicle itself. It is worth noting that this type of credit is not tied to the vehicle.

If you’re looking to get a credit card for this purpose, many major banks will offer this as a promotion. You should be cautious, however, and look into how the new card compares in terms of fees, as well as the interest rate you'll be paid once the 0% period expires.

You can count on us to keep things simple. We compare the best vehicle finance companies in the UK so you don't have to. You can search for the best rates and apply for them with a single click. When you apply for vehicle finance with Quick Car Finance, we will always try to get the best rate for your circumstances - even if you have bad credit.

We eliminate the time and stress associated with shopping around for the best deal by getting all of the information you need directly from our panel of lenders.