No Guarantor Car Finance

A guarantor is used to help people with bad credit or on a low income get car finance. A guarantor is someone who will be asked to pay if the person responsible for the payments is financially not able to.

Guarantors are not always necessary, they are only required when you are not able to get a loan yourself.

Financing your car without a guarantor all starts with an application. You can use our Car Finance Calculator to get an initial quote based on your circumstances with no effect on your credit score.

If your application is approved, you will be passed on to a member of our team who will get in touch with you to discuss the next steps. This is an opportunity to answer any questions you may have and allows you to discuss your no guarantor situation.

The team member assigned to you will discuss your options and will tailor your finance plan to your circumstances.

There are a few important criteria that must be met that will influence whether you would be able to secure car finance without a guarantor. These typically include:

Looking for car finance with bad credit and no guarantor may feel like a difficult task but Quick Car Finance has your back.

While we take into account your credit history, there are other factors that we take account when reviewing your eligibility for car finance. We don’t want to let bad credit get in the way of you getting your dream car on finance with us.

We consider most applicants and circumstances and you don’t necessarily need a guarantor to apply.

It is possible to secure car finance with no guarantor if you’ve had CCJs and defaults as long as you’re not currently bankrupt or filing for bankruptcy. We take the time to review each applicant’s current affordability and have wide eligibility criteria.

If you’re unsure and would like to talk in more detail about securing no guarantor car finance with CCJs on your file, get in touch.