Do I need car finance?
Car finance can help make the purchase of a new car more affordable and give you a number of different payment options.
Customers always have the option to purchase a vehicle outright, but the majority of UK motorists choose car finance to spread repayment, get more flexibility and keep things open in case they want to own the car outright.
You can choose to make a small or large deposit, pay monthly over 3 or 4 years and choose to purchase your car outright at the end of the agreement.
Your car finance is arranged through your car dealership and Quick Car Finance can help you compare rates and get the best deal possible based on your requirements.
What types of car finance do you offer?
Quick Car Finance is proud to offer 48 different tiers of finance, giving our customers a range of flexible options including:
Personal Contract Purchase (PCP) – Make a deposit, pay fixed monthly payments and have the option of a balloon payment at the end to own the car outright. The larger your deposit, the smaller your monthly payments.
Hire Purchase (HP) – Make an initial deposit and then make monthly payments until you eventually own the car outright. This type of loan will work well for you if you like fixed monthly repayments, or you want to own the vehicle outright at the end of the agreement.
Personal Loan – This is an unsecured loan between you and a lender and once it is approved, the money is transferred to the car dealer. The eligibility and rates are based on your income, credit status and affordability, but the loan is not secured against the vehicle.
Which manufacturers do we work with?
We proudly offer car finance for:
Alfa Romeo, Aston Martin, Audi, Bentley, BMW, Citroen, Ferrari, Fiat, Ford, Honda, Hyundai, Jaguar, Jeep, Kia, Lamborghini, Land Rover, Lexus, Lotus, Maserati, Mazda, Mercedes-Benz, MG, Mini, Mitsubishi, Nissan, Peugeot, Porsche, Renault, Rolls-Royce, Seat, Skoda, Smart, Subaru, Suzuki, Tesla, Toyota, Vauxhall, Volkswagen, Volvo
How can I check my eligibility?
You can check your eligibility is less than 5 minutes – you can get a quote by entering a few details and we will provide you with a list of car finance options and pair you with the right lender.
How can I buy car finance online with quick car finance?
Once you have applied and have been accepted, you can proceed with your car finance offer and buy the car you want from a reputable dealer. The funds are transferred to the dealer and we check the company to ensure they hold the relevant licenses and do not overcharge.
How is Quick Car Finance different?
We set up in 2017 to provide greater transparency in the car finance industry. A lot of UK motorists are being overcharged for their car loans without realising and we wanted to help drivers get the best deal possible.
Our application starts with affordability checks and what the customer can budget for. We provide tiers based on credit status and affordability and offer the best rates to the customer, no matter what the commission is.
We offer a quick car check on all vehicles purchased through our website, checking the dealer, the car’s history and everything in between. Nothing gets purchased without making sure it is the best deal for the customer.
Can I apply with bad credit?
Yes, we offer car finance for poor credit histories and you can have peace of mind that you will get the best rate possible based on your credit status and affordability.
With different finance options available and a large panel of lenders, we are confident that we can find the best quotes for you.