Car Finance Calculator

This car finance calculator is for illustrative purposes only. Rates from 7.9%: the rate you will be offered will be based on your circumstances. If you need some help finding car finance rates using our car finance calculator, please check the step-by-step guide below.

Free car loan calculator

How do I use the car finance calculator?

Number 1 If you already know how much you need to borrow, drag the slider on the car finance calculator from left to right until you equal that amount. You can also type it down in the ‘Amount to borrow’ field if it’s easier.

Number 2 Have you decided how long you’d need to pay back your loan? Drag the slider in the ‘To pay over’ field from left to right until the desired timespan appears (minimum 12 months, maximum 60 months).

Number 3 Click on the drop-down menu and select the credit score profile that best suits you. Don’t worry, there are no correct or incorrect answers here. Naturally, having a perfect or excellent credit score will increase your chances of approval, but we are proud to have a number of options available for bad credit.

Number 4 Are your car loan calculator results not what you expected? Edit the amounts on both fields until the approximate repayment fee makes you feel comfortable in terms of your monthly earnings and outgoings.

Amount to borrow:


To pay over:


Your Credit score is:

Monthly payments of about:


Rates from 7.9%: Representative APR 19.8%.

This calculator is for illustrative purposes only. Rates from 7.9%: the rate you will be offered will be based on your circumstances. If you need someone to walk you through our calculator, please check the step-by-step guide below.

Representative example

If you borrow £7,000 over 5 years…


Monthly repayments



Total cost of credit

Total amount payable



Representative APR

Annual interest rate


19.8% (Fixed)

Rates may differ as they are dependent on individual circumstances. Subject to status.

Car Loan Calculator FAQ

If you are registered for online banking, aged 18 or over, and a UK resident, yes, we may be able to help you finance your ideal car!

Once you’ve gone through these steps with the car finance calculator, click the ‘Get a Quote’ button and we will instantly list a number of competitive quotes from the car finance companies we have partnered with. Remember, getting a quote with us won’t impact your credit score.

You can then select the deal that suits your requirements (subject to further checks) and we can help you process your application for funding within 24 to 48 hours. If fully accepted, we help transfer the money to the dealership so that you can purchase your car. Simple, right?

At Quick Car Finance, we can provide car finance from £3,000 to £150,000 – so you might want to enter the ‘on the road’ value of your desired vehicle within the car finance calculator, whether it's an Audi, BMW, Ford, Range Rover or something more affordable.

Why use the Quick Car Finance calculator?

Quick Car Finance was set up in 2017 to provide greater transparency in the car finance industry. A lot of UK motorists are continuously being overcharged for car loans without realising it, so we wanted to create a broker platform that puts you in the driver’s seat.

Our car finance calculator is a key starting point to determine your budget. This allows us to provide pricing tiers based on credit status/history and affordability - so that you can get the lowest rate possible and will not pay more due to market rates or commission from dealers.

We also offer a quick car check on all vehicles purchased through our website, checking the dealer, the car’s history and everything in between. We ensure that you can get the lowest prices possible and are not oversold any products or inflated prices along the way.

Our car finance calculator is completely free to use 24/7 and applying will not impact your credit score. Simply use the calculator above or, if you’re feeling lucky, click on ‘Get a quote’ below.

APPLY NOW* *representative APR of 19.8%