Car finance calculator for benefits

Rates from 7.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative APR 19.8%.

Representative example: borrowing £7,500 over 5 years with a representative APR of 20.25%, an annual interest rate of 20.25% (Fixed) and a deposit of £0.00, the amount payable would be £192.84 per month, with a total cost of credit of £4070.40 and a total amount payable of £11,570.40.

We will always provide the best rate from our panel of lenders and based on your individual circumstances. We do not charge any fees for our service. But we earn a commission from the lenders we work with. This does not affect the interest rate you will be offered.

Car finance on benefits FAQ

Despite receiving benefits, you could still be eligible for car finance. While there are certain benefits we do not accept, there are other types of benefits that could mean you're eligible for a car finance agreement.

At Quick Car finance we do not discriminate and truly believe that every person has the right to the best finance deals on offer. Using our free car finance calculator, we can give you a clear estimate of the repayments you will be making and whether you can afford these.

Working with our fantastic panel of lenders, we’re happy to assess every person to see whether they can afford the vehicle they want. We offer many types of car finance including for those who specifically have a bad credit history.

It may be more difficult or a longer process to find the car deal you want but we will certainly not discount you as eligible for car finance. You can use our car finance calculator to quickly and easily work out how much your repayments may be on the car you want. You can also contact us to speak with one of our car finance experts about your particular circumstances.

At Quick Car Finance, we understand that unemployment is something that can happen to anyone at any time. We also realise that you may not be able to travel to your job without a suitable vehicle. Our experts are knowledgeable and compassionate, and will try and place you with one of our lenders.

If you are unemployed and have a poor credit history, you may find that it takes slightly longer and can be more difficult for us to find you a lender that will accept your conditions. In these cases you may have to find a guarantor who is willing to accept the repayments if you fail to make them. This is not to say you are unable to secure car finance, we will still try to place you with one of our lenders.

Apply for car finance on benefits today!

If you still have questions around your eligibility for car finance while on benefits, you contact our team of experts for assistance in your application.

Alternatively you can use our car finance calculator today to get a free, no-obligation quote.

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*representative APR of 19.8%