Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £178.52, with a total cost of credit of £3711.20 and a total amount payable of £10,711.20. Rates may differ as they are dependent on individual circumstances'. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Quick Car Finance are a broker not a lender.
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- What is an APR?
- Representative APR
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What is an APR?
- What is an APR? APR or annual percentage rate, is the official rate used to calculate the cost of borrowing and help you understand the cost. This includes any fees or additional costs but excludes compounding. Before you sign a credit agreement, all lenders must disclose their APR, which is why you’ll see an APR illustration when you use our car finance calculator.
- Representative APR When a loan is advertised with a representative APR, this means that atleast 51% of customers receive a rate that is the same, or lower than the representative APR. Although not everyone within the 51% will receive the same rate. Get a quote
Can I use a creditcard to pay for finance?
If low interest rates are at the top of your list when purchasing a new vehicle, then a credit card is a good idea. Avoiding paying interest rates is probably the most significant advantage of utilising a credit card. Choosing a card that ofers 0% interest for a certain time and paying it off within that time means you’ll only pay for the cost of the vehicle itself. This type of credit is not tied to the vehicle.
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We compare the best vehicle finance companies all over the UK so you don’t have to. You can search for the best rates and apply for them with a single click. Even if you have bad credit, we will always try to get you the best rate for your circumstances.Get a quote
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