What is a HPI check and why is it important?
12 June 2023
By Joy Pearson
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If you're in the market for a used car, one of the most important things you can do before making a purchase is to get a HPI check. An HPI check is a comprehensive vehicle history check that can uncover important information about the car's past, including its previous owners, any accidents or damage it may have sustained, and whether it has any outstanding finance or has been stolen. In today's post, we will delve into what an HPI check is and why it is important.
There are a number of reasons why an HPI check is important. Firstly, it can help you to avoid buying a car that has been stolen or has outstanding finance. If you unknowingly buy a car with outstanding finance, you could be held responsible for the debt and could even have the car repossessed. Similarly, if you unknowingly buy a stolen car, you could lose the car and the money you paid for it.
Secondly, an HPI check can uncover any accident or damage history the car may have. This information can help you to make an informed decision about whether or not to purchase the car. If a car has been involved in a serious accident, for example, it may have sustained structural damage that could affect the safety and performance. Without an HPI check, you may not be aware of this and could end up buying an unsafe car. Finally, a HPI check can provide you with peace of mind that the car you're interested in purchasing has a clear history. It can help you to avoid any potential issues down the road and ensure that you're getting a fair deal.
Getting an HPI check is easy and can be done online. There are a number of companies that offer HPI checks, including Experian, and My Car Check. Simply visit their websites, enter the registration number of the car you're interested in, and pay a fee. The report will be sent to you via email and should be received in minutes. Quick Car Finance also performs HPI checks as part of their service, to ensure that no customer has the change of getting a vehicle with outstanding finance or unknowingly financing an unsafe vehicle.
An HPI check is an important tool for anyone looking to purchase a used car. It can help you to avoid buying a car with outstanding finance or that has been stolen, uncover any accident or damage history, and provide you with the peace of mind that you're getting a fair deal. Getting a HPI check is quick, easy, and relatively inexpensive, making it a small price to pay for the peace of mind it can provide.