Poor Credit? New & Used Car Finance Deals

Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £7,500 over 5 years with a representative APR of 20.25%, an annual interest rate of 20.25% (Fixed) and a deposit of £0.00, the amount payable would be £192.84 per month, with a total cost of credit of £4070.40 and a total amount payable of £11,570.40.

We will always provide the best rate from our panel of lenders and based on your individual circumstances. We do not charge any fees for our service. But we earn a commission from the lenders we work with. This does not affect the interest rate you will be offered.

Click here to see a selection of our partners in Edinburgh.

One of the most picturesque cities in the UK, and the capital city of Scotland, Edinburgh truly has it all

From Arthur’s Seat looming on the outskirts to the expansive Firth of Forth that stretches out into the North Sea, it offers a great base from which you can travel around the Lothian regions. This is why it is the second most-visited city in the UK after London, and Edinburgh’s population explodes in summer at the height of the Festival Fringe.

The seat of the Scottish Government and Parliament, Edinburgh also houses the monarchy at the Palace of Holyroodhouse when the Queen comes to visit. Both the Old Town and New Town of Edinburgh are listed as UNESCO World Heritage sites, as home to Edinburgh Castle, Greyfriars and Cowgate, all popular tourist attractions.

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We welcome financing applications
from everybody

If you have poor credit or a bad credit score from past financial decisions, you may have struggled to find car finance. However, at Quick Car Finance, we welcome financing applications from everybody, no matter your credit history!

If you’re looking for car finance in Scotland, you’ve come to the right place.

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You can apply for car finance from any dealer in the area, not just from the car dealerships listed below.

Car Dealers in Edinburgh

Dunwell Motor Company (Tranent) Ormiston Road, Tranent, EH332DR
CARS 4 YOU LTD Murrayburn Road, Edinburgh, EH142SN
Peoples Ford Edinburgh Cultins Road, Edinburgh, EH114DF
Peugeot Bathgate EH482HT
First Cars Direct Scotland Limited Salamander Street, Midlothian, EH67JZ

Do you need to finance a new or used car in Edinburgh?
With 0 deposit options available, whether you have poor or bad credit, Quick Car Finance may be able to help you finance the perfect new or second hand car finance deals.

Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £7,500 over 5 years with a representative APR of 20.25%, an annual interest rate of 20.25% (Fixed) and a deposit of £0.00, the amount payable would be £192.84 per month, with a total cost of credit of £4070.40 and a total amount payable of £11,570.40.

We offer new and used car financing options from reputable UK car dealers, many of whom we have worked with for years

One of the most picturesque cities in the UK, and the capital city of Scotland, Edinburgh truly has it all

With an average Trustpilot score of 4.9/5, Quick Car Finance's reviews speak for themselves.

We welcome financing applications
from everybody

You can apply for car finance from any dealer in the area, not just from the car dealerships listed below.

Do you need to finance a new or used car in Edinburgh? With 0 deposit options available, whether you have poor or bad credit, Quick Car Finance may be able to help you finance the perfect new or second hand car finance deals.

Rates from 8.9%: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £7,500 over 5 years with a representative APR of 20.25%, an annual interest rate of 20.25% (Fixed) and a deposit of £0.00, the amount payable would be £192.84 per month, with a total cost of credit of £4070.40 and a total amount payable of £11,570.40.

We offer new and used car financing options from reputable UK car dealers, many of whom we have worked with for years

One of the most picturesque cities in the UK, and the capital city of Scotland, Edinburgh truly has it all

With an average Trustpilot score of 4.9/5, Quick Car Finance's reviews speak for themselves.

We welcome financing applications from everybody

You can apply for car finance from any dealer in the area, not just from the car dealerships listed below.

Do you need to finance a new or used car in Edinburgh?
With 0 deposit options available, whether you have poor or bad credit, Quick Car Finance may be able to help you finance the perfect new or second hand car finance deals.

We welcome financing applications
from everybody