Rates may differ as they are dependent on individual circumstances. Automotive Online Ltd is an authorised credit broker, not a lender and may receive commission for introductions.
We organise everything for you as quickly as possible so you can find the best deals to finance your car. Our quotes are no obligation, and we won’t put pressure on you to finance an Audi. Poor credit score? If you have a bad credit rating, it can be difficult to get an auto finance loan approved after your credit check. However, we have a number of lenders across the UK who are willing to offer car finance to buyers who have what would normally be considered the minimum credit score!
Apply from anywhere in the UK and use your personal login to search our customer portal for your dream car. Whether it’s an A5 coupe or A3 convertible, you can pick your car from your preferred dealer. We act as a credit broker, matching your financing needs to the best lender for your credit score. We work with a panel of lenders to provide you with the best possible rate for your circumstances, including offering 0% deposit options and low APR where possible. So, if you’re trying to get the lowest interest rates possible, Quick Car Finance should be your first call.
Our lenders specialise in Hire Purchase (HP), which can be one of the most convenient ways to quickly secure financing for new or used Audis. Contract hire is a loan that allows you to ‘hire’ your Audi while you pay monthly instalments at an affordable pace until you eventually own the car.
We also offer car deals with 0 percent deposit options so that you don’t have the pressure of paying an upfront fee at all! Getting cheap finance on a second hand Audi is a great way to drive the car you’ve always dreamed of. We search for the best options available based on your circumstances so that you don’t have to do any of the hard work.
Get approved for Audi finance in no time! Your online application takes just a few minutes to complete and we only ask you for information we actually need. Our first search to match you with the most appropriate lender is a ‘soft search’ and it does not affect your credit score.
To get a quote from us, we run what's called a soft credit search.
A soft credit check is a preliminary credit check which is usually undertaken to understand if you’re eligible for certain products with lenders.
This type of credit search doesn't affect your credit score and is also not shared with potential lenders, just the broker, us at Quick Car Finance.
The only time your credit score and history is shared with a lender will be when you choose to purchase a product and the lender you've chosen to purchase from will then conduct a full/hard credit check.
The documents you need can vary from lender to lender. But there are a few bits of paperwork that most car financing companies will want to see.
All lenders will want you to be able to prove that any personal details you’ve supplied are accurate. Expect to be asked to provide a photo of your driving licence or passport. To make sure you can afford the payments, the lender may also need to see payslips or other proof of income.
Quick Car Finance will recommend the right lender for you, from its panel, then let you know exactly what’s required by them!
Hire purchase is a way to finance buying a new or used car. You (usually) pay a deposit and pay off the value of the car in monthly instalments, with the loan secured against the car. This means you don’t own the vehicle until the last payment is made.
Hire purchase offers flexible repayment terms (from one to five years) to help fit in with your monthly budget with relatively low deposits required (normally 10% of the car’s price).
Also, if your credit score isn’t that high, it may be easier to get a hire purchase than an unsecured loan as the car is used as collateral for the loan.
Yes, we offer car finance for poor credit histories and you can have peace of mind that you will get the best rate possible based on your credit status and affordability.
With different finance options available and a large panel of lenders, we are confident that we can find the best quotes for you.
Also, taking out car finance, or any other type of credit arrangement, and meeting all payment obligations, could also help you repair your credit report. If you make all your repayments on time, you’ll demonstrate that you’re capable of being responsible with money.
Annual percentage rate (APR) is the total charge for borrowing, including any fees and charges for that lending. Exact APR is the rate you'll be offered by the lender after your information has been checked. So, the price you will see is exactly what you’ll be paying, with no hidden extras.
You are able to choose a vehicle from any reputable UK dealership, we have numerous dealers that we have worked with in the past that have passed our risk criteria. We put a lot of effort into our dealer checks to protect you from any problems down the line!